AUSTRALIAN FINANCIAL SERVICES LIMITED – www.austfinservices.com.au

Australian Financial Services Limited (AFS) ABN 50 116 900 362
Australian Financial Services Licence No 297239

AFS is the Dealer group for Navin Asset Management. Australia’s financial services regulatory regime makes it compulsory for individuals providing personal financial advice to be either licensed through the regulator, ASIC, or to be authorised by a licensee, which itself must hold an Australian Financial Services Licence. AFS holds an Australian Financial Services licence under which it authorises its advisers to provide personal advice to clients. AFS is responsible for the advice provided by it’s advisers, and supervises them to ensure they comply with the law.

AFS is one of Australia’s foremost adviser owned financial planning groups with more than 95 representative offices around Australia. Through our commitment to assisting clients achieve their financial goals and objectives, we have developed a sound, highly regarded dealer group with a large client base made up of over 180,000 Australian individuals, families and companies.

Australian Financial Services Limited representatives receive the highest quality training and support services to ensure that the advice they provide to clients is as competent and professional as possible.

AFS is committed to assisting clients achieve their financial objectives through sound planning practices, continuing education and professional business ethics.

E*TRADE AUSTRALIA – www.etradeaustralia.com.au

Navin Asset Management process all market transactions through E*trade. Every trading account has a linked cash management account for automatic trade settlement, receipt of dividends & payment of management fees.

The E*TRADE Group pioneered online trading in the USA, and in 1998, ETRADE Australia Securities Limited (“E*TRADE”) was one of the first to unlock the potential of online share trading for ordinary Australians. Today we continue to set standards for online investing with our superior tools and research and a commitment to delivering premium service.

With E*TRADE you can place Buy and Sell orders for any CHESS eligible securities listed on the Australian Stock Exchange Limited (“ASX”). Since E*TRADE introduced fully automated Straight Through Processing* in Australia, its customers have been able to trade with confidence knowing their orders are among the first to market.

E*TRADE’s dedication to being the innovator of the online trading industry has seen rapid growth in our range of tools and products; today we offer so much more than just online share trading.

PRAEMIUM PORTFOLIO SERVICES – www.praemium.biz

Praemium is a specialist in the provision of portfolio administration services. Navin Asset Management manage and administer all portfolios and produce comprehensive quarterly & taxation reports through the Praemium V-Wrap service.

V-Wrap is an online portfolio administration service, designed for professional accountants, stockbrokers, superannuation administrators and financial planners.

With portfolios re-valued every day, V-Wrap provides up to date information at your finger tips. You will have access to information faster and have improved decision making capability by using V-Wrap’s accurate portfolio monitoring and reporting.

Built around a core accounting-strength tax engine, V-Wrap transcends traditional wrap platforms by providing superior tax and investment reporting features. With optimised CGT processing at its core, V-Wrap makes it simple to maximise clients' after-tax returns.